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You're Confirmed for Your Income-for-Life Plan Session

We’ve reserved your complimentary consultation with John T. Davis, CFF. You’ll also receive a confirmation email and reminders. If needed, you can reschedule from that email.

What we’ll do together
  • ✓ Clarify your numbers: Age, balances, withdrawals, and how inflation/returns affect longevity.
  • ✓ Stress test reality: See the impact of a -20%, -30%, or -40% market drop early in retirement.
  • ✓ Map a solution: Add guaranteed lifetime income so paychecks continue no matter what the market does.
What to have handy
  • ✓ Your approximate 401(k) / IRA balances
  • ✓ Monthly or annual income goal
  • ✓ Spouse/partner age (if applicable)
Questions & Answers
How long is the session?
✓ About 20–30 minutes to review your calculator results, stress test your plan, and outline next steps.
Is there any cost or obligation?
✓ No. This is a complimentary, educational consultation — no pressure or obligation.
Zoom or phone — how will we meet?
✓ Your confirmation includes a link and call-in details. Choose what’s easiest for you.
What if the market drops right before or after I retire?
✓ We’ll stress test your plan against early-retirement drops of -20%, -30%, and -40%. That’s why we explore adding guaranteed lifetime income that doesn’t depend on the market.
Do I need exact numbers or statements?
✓ Estimates are fine for our first call. If we continue, we’ll refine with exact values.
Can my spouse/partner join?
✓ Absolutely. Joint planning ensures both of you are protected for life. Please add them to the invite if possible.
What happens after the consultation?
✓ If it’s a fit, we’ll prepare your personalized Income-for-Life Report with allocation recommendations. If not, you’ll still leave with clarity and next steps.
Privacy and data security?
✓ Your information is private and never sold. It’s used only to prepare your analysis and, if requested, your Income-for-Life Report.

America United Wealth Planning • AmericaPlanning.com • (847) 592-5405 • john@AmericaPlanning.com
John T. Davis, CFF

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