Annuity Alpha Comparison (Internal)

Report compares Income side-by-side and highlights the portfolio return needed and the equity return required (inside your mix) to match that income. (Annual modeling, no inflation.)

Inputs

Current Age

Brokerage / Investable Assets ($)

Income Start Age

Income End Age (Longevity Target)

Annuity Income Input

Guaranteed Annual Income ($)

Note

Assumptions

Equities Return (%)

Fixed Income Return (%)

Allocation (Equity %)

Account Expenses (%)

Blended Earnings (Gross): 5.30% Net After Expenses: 4.30%

Brokerage withdrawals are modeled at the beginning of each year (conservative). Returns compound annually. No inflation.

Educational/internal planning tool only. Not investment, tax, or legal advice. Guarantees are based on claims-paying ability of the issuing insurer.

Report

Guaranteed Annual Income (Annuity)

Income ages — to —

Brokerage Sustainable Income (Assumed Returns)

Sustainable to the same end age

Required TOTAL Portfolio Return to Match Annuity Income: —

Return gap vs assumed blended return: —

—

Option	Result
Option 1: Same income as annuity	—
Option 2: Same longevity (to end age)	—
Option 3: Required return (income + longevity)	—

Disclosure: This report is for educational and informational purposes only and should not be construed as financial, tax, or legal advice. Product features, rates, and benefits may vary by carrier and individual circumstances. Guarantees are based on the claims-paying ability of the issuing insurance company. Past performance does not guarantee future results.